Easybuy login- A mobile financial business called Easybuy, a division of Palmcredit provides loan services.
You can borrow money from Easybuy Service to purchase a mobile phone and repay it over time in installments. Phones from your favorite smartphone manufacturer, like TECNO, Samsung, Infinix, iPhone, and more.
EasyBuy Mobile Device Financing Platform: What Is It?
For instance, as we already mentioned, you may use this financing facility to get any smartphone of your choosing with a small down payment.
It is simple to use and there is an EasyBuy app that can be downloaded. Agents in approved retailers can assist you with the registration process, though.
Easybuy Loan Specifications
If you match the criteria listed below, you may be qualified for an EasyBuy mobile financing loan. It is a requirement that you are employed or have a consistent monthly income.
A legitimate form of identification is required. You may provide your international passport, driver’s license, voter’s card, or NIMC national ID card.
Additionally necessary will be your Bank Verification Number (BVN), ATM card (still valid), Your 30% down payment for the smartphone you want to buy
You should proceed to apply for the loan with Easybuy once you have satisfied these prerequisites.
How To Obtain a Loan From Easybuy For a Smartphone
Below are some of the ways to obtain a loan from Easybuy without much fuss as well as the Easybuy login details
Look For An Easybuy Agent
Finding an Easybuy agent is the first step here. Numerous phone companies in Nigeria are partners and affiliates of Easybuy.
As a result, Easybuy representatives are present in plenty of stores selling smartphones. They are all immediately recognizable because they are all wearing the Easybuy blue branded uniform.
Provide Relevant Information
To make sure you qualify for the loan, an Easy Buy consultant will give you a briefing on the conditions. The agent may also ask you a few questions and for more information, to which you will reply, and record it.
Decide On The Mobile Device You Want To Purchase
The agent works side by side with the staff in every mobile phone store connected to the Easybuy program. You will be redirected to the Easybuy agent once you have chosen the phone of your choice and accepted the price.
Apply For Your Financing with Easybuy
The next step is to create an account on the Easybuy website to know the Easybuy login. These actions will be handled by the agent, and the loan application will use the information you provided that was gathered previously.
During the application procedure of accessing the Easybuy login, your picture will also be captured. The Easybuy corporate office may also request that you speak with another representative (through a phone call).
Send a 30% Down Payment In Advance
You will be required to pay at least 30% of the phone’s cost here. The initial investment must be at least ₦12,000, for instance, if the cell phone costs ₦40,000.
Select An Appropriate Repayment Period
When submitting an application for an Easy Buy loan, you may choose to:
- Return within three months
- Within six months, repay
There is a variable interest rate for each payback period. Prior to choosing, be careful to confirm.
The Last Check
This is the final stage of the Easybuy login to get the process of getting a loan from Easy Buy in Nigeria for a mobile phone. The names and contact information of four of your close friends will be required.
These people, who can be members of your family, friends, relatives, employer, or coworkers, are requested to attest to your responsibility. If you fall behind on your repayment terms (fail to pay by the due date or after), they will be notified.
Here’s a hint: Before submitting an application for the loan, you should let them know and ask them to recommend you.
Additionally, after applying for the Easybuy loan, make sure to pay on time at all costs. If you don’t, the loan firm will get in touch with those 4 people and inform them of your inaction, which could be embarrassing.
How Much Loan Is Offered by Easybuy?
You are permitted to obtain a loan between ₦10,000 and ₦100,000 as long as you satisfy the prerequisites. The platform Easybuy will not grant you a loan for a sum greater than this.
Easybuy Loan Period
Easybuy offers two alternative payback plans to its customers.
- 30 days (91 days) payment duration
- sixty days (180 days) payment duration
Easybuy: Loan Repayment
The following are some ways you can pay back your Easybuy loan:
- Through the Easybuy app
- By way of app transfer on mobile
- Paying with cash at a bank branch RAVE by Flutterwave
The Interest Rate For Easybuy
The repayment term you choose in your application will affect the interest rate on your Easybuy loan. So it is important to be conscious of which term you would want to operate on.
The monthly interest rate for the three months (91 days) of payments is 9%. The monthly interest rate for the six months (180 days) of payments is 6%.
Head Office of Easybuy
Generally speaking, Easybuy operates out of numerous mobile phone stores around Nigeria. In other words, if you need to speak with an agent, just stroll into any Easybuy-affiliated phone store. The stores that are Easybuy partners in Nigeria are listed below.
Visit the headquarters of Easybuy in Lagos, Nigeria, for efficient customer care services. It can be found in Lagos, Nigeria at 9 Ogunnusi Road, Ogba, Ikeja.
Install the Easybuy app
Download the official Easybuy app from the Google Play Store to use the loan services offered by Easy Buy and keep track of your payback period.
Contact & Customer Support For EasyBuy
You can go to www.easybuyloans.com to access their website. Alternatively, you can email them at [email protected].
www.easybuy.loans is the website. If you need to contact them by phone, dial +01-8888188.
Conclusion
Easybuy appears to be a fantastic choice for financing mobile gadgets. The process is pretty extensive, but it makes perfect sense given that it appears they are being cautious and guarding against bad debt and fraudsters.
Now, easily purchase the smartphone of your dreams!
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