This post is on IPPIS Loan USSD Code and the loan code which you need to use for activation on the Integrated Payroll and Personal Information system. IPPIS which stands for integrated payroll and personal information system was introduced by the Goodluck Johnathan administration and the Federal Government fully implemented this management system during the Buhari administration.
The Federal Government IPPIS seeks to control and monitor overpayments as well as scrap ghost workers out of the system and this is done by providing personal integrated services for each civil servant or public servant.

Most people earn from more than 1 ministry and IPPIS identifies such duplicates and cuts them off almost immediately. The Integrated Personal and Payroll information system gives all its users access to loans, hence different public servants can now obtain different types of loans without collateral or a third-party company.
A deep understanding of how the system works will help all civil and public servants to obtain loans and it is also to the advantage of the worker in terms of salary increments. This means that salary increments will be donning as of when due through IPPIS
The Federal Government has used this scheme to fetch ghost workers and Nigeria’s employers can now borrow money conveniently with the IPPIS through their easy and flexible plan.
This post gives you details on how civil servant can borrow money from IPPIS through their loan codes.
What is an IPPIS Loan?
IPPIS loan Offers federal Government workers the ability to borrow money from the federal government with outrageous interest or collateral. This loan has given most public workers the leverage to borrow money and pay it back on time the system makes funds easy and convenient.
IPPIS was introduced to curb the menace of employment fraud and everyone who has been enrolled will only have one place of work to get his salary paid. The Federal government thought it wise to introduce a salary payment scheme in IPPIS.
Before you stand a chance to borrow money, you must have enrolled on the IPPIS platform. Once you login into the dashboard, you will see all your information and loan history via the portal and this makes it easy, unlike the previous orthodox system.
Before you obtain an IPPIS loan, you are expected to be a civil servant you have worked with the Federal Government for s specific time and you have all your information captured on the IPPIS Portal.
If you want to apply for the loan without using the IPPIS Loan USSD Code, please do well to follow these steps:
- Login to your IPPIS account
- Check your Profile to ensure that it is intact
- Click on loans and apply for your loans
You need an IPPIS loan when you need a salary advance and when you need immediate cash to satisfy a need which you can’t get at present.
How to Apply for an IPPIS Loan via USSD Code
You don’t have to apply for the USSD code as long as you are a government worker, you can use the code and start applying for loans. The code is available and it is free for anyone who is a civil servant.
The USSD code was introduced by Veend’s in partnership with Remitta to make loan applications easy since the introduction of the IPPIS code, numerous persons have long found a way to resolve the herculean stress of online application via the USS code.
To apply for the loan with the USSD Code, please follow the steps below
- Dial *347*780#
- You will get a welcome message and you can either respond with “1” to proceed
- You will also see “99” however, this is for you to check your loan balance
- Click 1 to proceed and apply for the loan,
- On this page, you can proceed with your salary account number for the loan
- You also use the second prompt to get to know your eligibility for the loan.
The steps to apply for a loan are easy and simple and by following the method above, your loan application will be done with ease. IPPIS Loan USSD Code: What You Need to Know
Common IPPIS Issues and How to Resolve Them
Here are the common IPPIS issues and how to resolve them easily from this post, there are many issues which people face as they try to navigate through their loans and obtain a loan.
1. One common issue with IPPIS is the issue of Not knowing how to register
Registering with IPPIS is common, but most people don’t know how to go about the whole registration and this can be a serious issue. If you are having registration issues with IPPIS, please contact the IPPIS support around.
2. Not Knowing your IPPIS Number
In case you want to borrow money from IPPIS, mostly it requires that you provide your IPPIS number and if you know how to obtain your IPPIS number, please do well to check your portal and you will get your IPPIS number as being displayed.
3. Not Knowing how to Obtain a Loan
The loan issue is a common issue that most people face, if you want to obtain your loan, please do well to check your dashboard and see the loan procedures.
This post has given you access to the IPPIS Loan ussd code making borrowing money quite easy and simplified as compared to what it was before.
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Once your Loan has been reviewed you will get feedback from the IPPIS team stating the status of your loan and it is not expected to take up to days to get a loan approval.
4. Loan Not Approved
This could however be a serious issue, if you have any issues with an unapproved loan, it, therefore, means that your account is yet to be activated and it can only be resolved by the IPPIS team. The IPPIS Team can help you out with this issue of the loan not being approved.
5. Not Knowing how to Login
You might be facing issues and don’t know how to log into your IPPIS account. To log in to your IPPIS account, you simply have to follow the website and use the link to access your account.
By accessing the IPPIS Portal, you should be able to log in to your dashboard automatically with the IPPIS code.
IPPIS Loan USSD Code: Frequently Asked Questions
Below are some of the FAQ’s which answer some questions that might still be bothering IPPIS applicants.
1. How Do I Find the IPPIS Loan USSD Code?
The IPPIS Loan USSD code is *347*780# and once you dial this code, you will see a prompt that will direct you on how to access this loan.
The loan code gives you clear information on your account and also by inputting your account number, you can check for eligibility of your account.
2. What Information Do I Need to Use the IPPIS Loan USSD Code?
The Veend’s USSD code allows you access to the IPPIS portal and with this code, you are only going to input your account number to check loan eligibility and also to apply for the loan.
The IPPIS Loan USSD code is very easy to use and simple and by following the simple processes, your application can be secure and it is legit.
How Long Does It Take to Get an IPPIS Loan?
The loan duration is determined by the loan providers but in most cases, you will not wait longer before you get a loan into your account. IPPIS Loan application with the IPPIS loan code is one of the fastest ways to apply for loans and get them.
In the case of applying for a loan and not getting an immediate response, please do well to contact IPPIS support.
Conclusion on IPPIS Loan Code
When you use the IPPIS loan code, your loan application is swift and secure and you will get your loan instantly paid into your bank account. Another advantage of using the IPPIS loan code is the fact that you will just use only your phone whether it is connected to the internet or not and your loan application will be successful.
With the loan code, the loan application is now convenient and accessibility is 100% guaranteed. If your applications fail, please contact the IPPIS support line and your loan failure will be resolved almost immediately
We have outlined the common problems which many might face in the process of using the IPPIS loan code and the solutions to the problem.
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Most of the problems that you face can be resolved manually, but in most cases, we recommend that you still try to reach out to the IPPIS support line. Read This post on the IPPIS support line.
The IPPIS loan code is an innovation to embrace and it has provided aaura and easy access to loans. If you are a government worker, please do well to embrace this IPPIS loan and start using the code.
If you have questions or want to make contributions to this post, please share this post informing all other government workers.
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